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A Complete Guide to Handling Your Roof Problems with Your HOA

Living in a neighborhood run by a homeowner’s association (HOA) can come with some fantastic benefits as well as some headaches. Navigating problems and expectations for repairs and improvements, particularly those having to do with roofing, can be a bit tricky; and if one day you receive a letter from your friendly HOA asking for you to invest in an upgrade you will likely find you have many questions before you feel comfortable getting started. Read on for insights into the process, as well as some helpful advice. 

Getting Started (Rules and Communication) 

Whether the HOA is requesting a repair on your home’s roof or if you are wanting to undertake a project on your own, the first crucial step is to keep a line of communication open with your HOA. HOA’s often manage the roofing of the whole community and can be fairly strict when keeping in line with their determined aesthetic; not including them in your decisions can lead to a slew of issues down the road. 

Another incredibly important thing to do right off the bat is to familiarize yourself with the HOA’s responsibilities and rules. Understanding their expectations is a useful tool to have in your back pocket and will make the rest of the process easier and less stressful. This is especially helpful if you find yourself in a position where you will be the one funding the project: knowing what they allow and will not allow ensures you are doing what is required without undertaking unnecessary expense. 

Determine Who Pays 

A roofing repair or replacement can be costly. One of the biggest debates in community maintenance, therefore, is which party will be the one paying for the roofing change – as stated in the previous step, one should first look to the governing documents of your neighborhood to find answers, but if it isn’t clear, here is a quick breakdown of usual situations: 

In cases where the responsibility is not entirely clear, yet the HOA is requesting you make the investment, it is not unusual to consult a legal professional. This will be helpful in managing unreasonable HOA boards and determining what action can be taken to protect your own interests. 

Talk to a Local Roofing Professional 

At the end of the day, your HOA is just looking out for the quality and integrity of your community; and while they may govern with a strong hand, they are not roofing experts themselves. Once you have begun communicating with the HOA, familiarized yourself with the rules, and have determined who will be paying, the last step is to call a roofing professional to get the job done. 

Getting a roof inspection will be key in starting the process and will give valuable insight into the current state of your roof and will provide informed, impartial advice about what is needed. Giving the opinion of the professional roofing contractor to your HOA board will go a long way in finding a fair path forward. 

Have Questions or Want to Begin Your Project? 

970 Services is your partner for all things roofing. As Northern Colorado specialists, we are consistent and reliable while working across residential, multi-family, and commercial building projects. To get started on your own roofing projects or get the professional advice you need, contact 970 Services today!

970 Services in Loveland
102 S. Saint Louis Ave., Loveland, CO 80537
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  • I can’t recommend 970 Services enough! We had extensive hail damage & Andrew Golding came out & was so kind, grace filled & helpful. We had a hard time dealing with insurance & they partnered with me on the process making the roof replacement the easiest part of our hail damage experience. A++ you can’t go wrong! I absolutely would hire them again in a heartbeat.

    G. Lynn Avatar G. Lynn
    September 20, 2023
  • We are very pleased with 970 Services work and their customer service. Our roof was damaged from hail and needed to be replaced. Aaron worked with our insurance supplemental team and ensured we got the full amount that was owed to us. He also made sure the work was done correctly on our roof with a post inspection. Very professional and friendly. Thank you 970 Services for all your help! Definitely recommend!

    Ryan Singleton Avatar Ryan Singleton
    September 19, 2023
  • Steve and his crew have done several projects at our house (water remediation, painting, plumbing, minor electrical, etc.), and I would use them again in a heartbeat. They are professional, responsive, and do top quality work. Their detailed estimates show where every penny goes, and they let you know if something needs to change. It's a great feeling to know that I can reach out to Steve if there's a problem, and he'll find a way to solve it.

    Crystal Phillips Avatar Crystal Phillips
    August 23, 2023
  • We had a water leak from our hot water heater and our insurance company recommended 970 Services. I cannot tell you how great they were. Steve scheduled us quickly, did a very thorough inspection of damages, set up drying equipment and got things headed in the right direction. He then coordinated all necessary sub contractors for drywall, flooring, and even requested to be present when the insurance adjuster arrived so that they couldn’t skimp on us. This is the company you want to work with and I will never call anyone else! Thank you Steve & 970!

    Kyle Taylor Avatar Kyle Taylor
    April 11, 2023
  • WOW is the best word to describe our experience with this company and it’s employee’s! Talk about having integrity in what you do!!😃 The professionalism, attention to detail, craftsmanship and personable interactions blew my husband and me away. We have had plenty of not so good experiences and this company has restored our faith to trust a precessional to not only do their job well but to go above and beyond expectations. I’ve referred them to my family and friends and would refer them to any stranger. Thank you guys for taking such good care of our home! C. Rhamy

    Chris Rhamy Avatar Chris Rhamy
    June 9, 2022

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